Car Finance by Manufacturer

If you are looking for your next new car then the chances are you will also be looking for suitable car finance to help you purchase it. There is a wide choice of financial products available from all car manufacturers – whether direct from the manufacturer themselves or via an approved financial services partner. These products offer a variety of flexible deposits, interest rates and payments. Most large car manufacturers have a dedicated financial services arm which deals with their car finance offerings.

Importantly car finance has been developed to be an affordable, competitive and bespoke way to pay for your next car and has been specifically designed for you and your car.

Because we are all different the best car finance option will depend on a variety of factors, such as the cost of the new car you are looking to purchase, the amount you can afford to put down as a deposit, the period of time you wish to pay for it, your personal financial history and how much you wish to pay on a monthly basis. It is partly because of these factors that there are a variety of car finance products out there to cater for all different scenarios.

Broadly speaking manufacturers offer two categories of car finance products. Purchase agreements, such as Personal Contract Purchase (PCP) plans and hire purchase, offer you the chance to own the car outright at the end of the finance agreement and once all outstanding finance has been repaid. While lease agreements allow you the use of the car for the duration of the contract length but the car remains owned by the finance company or manufacturer and must be returned to them at the end of the contract period.